Ms. Amber Black worked in the banking industry for Wells Fargo, Citibank, First Capital Bank of Texas, and Midsouth Bank before joining West Texas A&M University. She earned her B.B.A. in marketing and M.B.A. with a concentration in finance from West Texas A&M University. Ms. Black teaches courses in introductory finance and real estate finance. The research interest of Ms. Black include personal finance, business education, banking, and real estate.